Is HOPE Right for You?
A complete, honest look at how HOPE works.
8 lessons
Before and at the start of your pathway
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Strengthen Your Household Budget
Build a budget that carries you to Year 10.
10 lessons
Months 1 to 6, Years 1 to 3
Unlocks after Course 0
Understanding and Strengthening Your Credit
The score that matters most at Year 10.
5 lessons
Months 2 to 9, Years 1 to 4
Unlocks after Course 1
Steady Through the Middle Years
Keeping momentum when Year 10 still feels far away.
8 lessons
Years 3 to 7
Unlocks after Course 2
Getting Mortgage Ready
Preparing for the home stretch.
7 lessons
Years 8 to 9
Unlocks after Course 3
Completing Your Purchase at Year 10
From agreed price to your own front door.
5 lessons
Year 10
Unlocks after Course 4